What We Do
We take care of entire rating exercise right from appointment of rating agency till the rating is assigned by Credit Rating Agency.
We engage in discussion with our clients and understand the entire business model and provide risk mitigation solutions.
We also analyze the financial statements from credit perspective and guide our clients in gradually improving them in order to improve their financial position.
We also monitor the growth of our clients through review meeting at end of every quarter. So its not a one time activity it’s an on going process.
Why Credit Rating
Rating of credit facilities by ECAI’s (External Credit Assessment Institutions like CRISIL, CARE, ICRA, India Ratings, Infomerics, Acuité) is imposed by banks in order to achieve savings in capital required to be kept aside as per RBI guidelines for Capital Adequacy under BASEL II approach for Banking Supervision.
- The saving in CAR on account of better rating is passed on to the bank’s customers in form of lower interest rates.
- Better rating helps in faster sanctioning and disbursement of funds and other opportunities to raise funds thorough IPO, PE, SME listing and increases the visibility among investors.
- Better rating reflects healthy financial profile, efficient working capabilities and strong management profile.